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Two Cultures, One Life

money and budgeting tips, mom hacks

A pink piggy bank with a smile is wearing blue sunglasses.

How to Make Budgeting Fun! 12 Awesome Tips!

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A small glass jar with a $100 bill in it. Coins of various sizes are on the table around the jar.

90+ Important Sinking Funds Categories for Your Budget

A woman is writing on a sheet of paper titled "Monthly Planner". A phone and laptop are on the desk next to the paper.

Time Management Strategies for the Overwhelmed Mom

80+ Positive Affirmations for Moms: Banish Negativity!

Three small white paper houses in a row. The first has a shopping cart symbol, the second has a dollar sign, and the third has a percent sign. A hand holding a pen is reaching out toward the 3rd house.

The 70:20:10 Budget: What is it?

An open notebook with a pen on top is laying next to a fan of $20 and $50 bills. A calculator with the entry 20365 is on top of the bills.

The 10 10 80 Rule Budget: How does it work?

Four stacks of coins increasing in size are next to a pink piggy bank.

The 30-30-30-10 Budget: How & Why it Works

Conceptual hand writing showing Budget Planning. Concept meaning The written description about current and future expenses Mouse calculator sheets marker clipboard clock color background

The 60 30 10 Rule Budget for Financial Success!

A sheet of paper saying "Bucket list" is next to a wallet with money sticking out, a camera, a seashell, a swimsuit and a straw hat.

Bucket List for Families – 100+ Awesome, Fun & Crazy Ideas!

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Hi! I’m Maria

I know how hard it is to be a single mom - or a working mom, or even just a mom in general!

I read for all the tips I can get, and if I can offer any of you some encouragement along your journey, well...that's my goal!

read more about me »
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twoculturesonelife

Hey! I’m a mom to 2 sweet, biracial little girls. Managing a simple, multi-cultural, faith-filled life! ❤️

Maria
Hot cocoa bar to start off Advent! 🍫 Hot cocoa bar to start off Advent! 🍫
“Mom, don’t clean that up! It’s our lab!” “Mom, don’t clean that up! It’s our lab!” 🔬👩‍🔬🧪
Learning about India by playing Snakes and Ladders Learning about India by playing Snakes and Ladders. 🇮🇳🐘🐅
Zoom cooking class. Making fruit salad. 👩‍🍳 🍉 🥄
“Look mom! I have seaweed sandals! This is what “Look mom! I have seaweed sandals!  This is what mermaids wear!” 🥰🧜🏽‍♀️🏖
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