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Two Cultures, One Life

money and budgeting tips, mom hacks

Teens

Money Management Tips for Students

by Maria

money saving tips for students

Do you know someone getting ready for college? Check out these best money management tips for students! Ah, college life. Although it doesn’t necessarily live up to the hype, college can be a great time of fun and to learn how to balance all the things in your life (like sleeping, eating, studying, and having […]

Filed Under: Money & Budgeting, Money Tips, Money-Smart Kids, Parenting Tips, Teens

Financial Literacy Games for Kids and Teens

by Maria

Financial Literacy Games for Kids

Games are a great way to get kids and teens engaged in learning about money and finances! Check out these helpful financial literacy games for kids. Most schools do not have a comprehensive financial program for students before they graduate. Even if they offer one or two financial classes, is that enough? After graduation, teens […]

Filed Under: Money Tips, Money-Smart Kids, Parenting Tips, Teens

How to Teach your Teenager Financial Responsibility

by Maria

teaching teens financial responsibility

Do you want your teens to become successful adults? Then they need to understand money and manage it well. Here’s how to teach your teenager financial responsibility! Raising financially responsible kids and teens takes time and work, but pays out great dividends in the long run! I’m sure you want your teenagers to become financially […]

Filed Under: Money Tips, Money-Smart Kids, Parenting Tips, Teens

Best Money Games for Kids

by Maria

money games for kids

Help your kids learn more about money and money management with these best money games for kids! Do you want to raise financially-wise kids, but don’t know where to start? Games are a great way to help your kids learn while having fun (and not realize they are learning!). Give your kids a head start […]

Filed Under: Family Life, Gift Guides, Money Tips, Money-Smart Kids, Parenting Tips, Teens

Easy Money Management System for Kids

by Maria

Money Management for Kids

How to set up an easy money management system for kids so you can help prepare them to be financially successful adults! You want your kids to learn how to manage money well? Great! My sister gave my 6-year-old daughter some coins the other day and she said “Wow! Thanks for the free money! Mom […]

Filed Under: Independent Kids, Money Tips, Money-Smart Kids, Teens

The Ultimate Guide to Scholarships and Where to Find Them

by Maria

Ultimate Guide to College Scholarships

Help your kids graduate college with little to no debt by encouraging them to apply for scholarships. Here’s where to find free money and strategies for winning college scholarships! My goal is to raise my kids to manage money well and stay out of (unnecessary) debt. Many people would argue that college is an important […]

Filed Under: Frugal living tips, Independent Kids, Money & Budgeting, Money Tips, Money-Smart Kids, Parenting Tips, Teens

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Hi! I’m Maria

I know how hard it is to be a single mom - or a working mom, or even just a mom in general!

I read for all the tips I can get, and if I can offer any of you some encouragement along your journey, well...that's my goal!

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twoculturesonelife

Hey! I’m a mom to 2 sweet, biracial little girls. Managing a simple, multi-cultural, faith-filled life! ❤️

Maria
Hot cocoa bar to start off Advent! 🍫 Hot cocoa bar to start off Advent! 🍫
“Mom, don’t clean that up! It’s our lab!” “Mom, don’t clean that up! It’s our lab!” 🔬👩‍🔬🧪
Learning about India by playing Snakes and Ladders Learning about India by playing Snakes and Ladders. 🇮🇳🐘🐅
Zoom cooking class. Making fruit salad. 👩‍🍳 🍉 🥄
“Look mom! I have seaweed sandals! This is what “Look mom! I have seaweed sandals!  This is what mermaids wear!” 🥰🧜🏽‍♀️🏖
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