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Two Cultures, One Life

money and budgeting tips, mom hacks

Money-Smart Kids

How to Make Budgeting Fun! 12 Awesome Tips!

by Maria

A pink piggy bank with a smile is wearing blue sunglasses.

Do you hate budgeting? Are you wondering how to make budgeting fun? Then you need to look at these very simple tips and start having fun with your money today! I know what you are thinking… there is no way that budgeting is fun. But, wait! Think of how little kids make all kinds of […]

Filed Under: Budgeting, Money & Budgeting, Money Tips, Money-Smart Kids

Cash Envelope Category Ideas

by Maria

A yellow envelope with several $100 bills sticking out of it.

Are you ready to try cash envelopes and get your budget in order? Here are some cash envelope category ideas for you to use! I understand that it can be hard to get a handle on your finances and curb your spending, especially if you struggle in certain areas of spending and don’t know what […]

Filed Under: Frugal living tips, Money & Budgeting, Money Tips, Money-Smart Kids

Budgeting for Kids: Help Them Manage Money Wisely

by Maria

A young girl is putting a coin in a piggy bank.

Do you want your kids to be smart with money? Read on for simple tips to help kids learn how to budget and manage money. Budget. Don’t let this word scare you or your kids. The truth is budgeting is simply having a plan for your money. If you have a plan for your money, […]

Filed Under: Budgeting, Independent Kids, Money Tips, Money-Smart Kids, Parenting Tips

Money Management Tips for Students

by Maria

money saving tips for students

Do you know someone getting ready for college? Check out these best money management tips for students! Ah, college life. Although it doesn’t necessarily live up to the hype, college can be a great time of fun and to learn how to balance all the things in your life (like sleeping, eating, studying, and having […]

Filed Under: Money & Budgeting, Money Tips, Money-Smart Kids, Parenting Tips, Teens

Financial Literacy Games for Kids and Teens

by Maria

Financial Literacy Games for Kids

Games are a great way to get kids and teens engaged in learning about money and finances! Check out these helpful financial literacy games for kids. Most schools do not have a comprehensive financial program for students before they graduate. Even if they offer one or two financial classes, is that enough? After graduation, teens […]

Filed Under: Money Tips, Money-Smart Kids, Parenting Tips, Teens

Fun Money Gifts for Kids

by Maria

An adult's cupped hands are holding a child's cupped hands. The child has several coins inside their hands.

Are you looking for a creative way to give money to kids? Surprise a young person with one of these awesome money gifts for kids! Gift-giving can be hard! But the gift of money is never unwelcome. Instead of a cheap toy or meaningless item, why not give kids the gift of actual money or […]

Filed Under: Gift Guides, Money Tips, Money-Smart Kids

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Hi! I’m Maria

I know how hard it is to be a single mom - or a working mom, or even just a mom in general!

I read for all the tips I can get, and if I can offer any of you some encouragement along your journey, well...that's my goal!

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twoculturesonelife

Hey! I’m a mom to 2 sweet, biracial little girls. Managing a simple, multi-cultural, faith-filled life! ❤️

Maria
Hot cocoa bar to start off Advent! 🍫 Hot cocoa bar to start off Advent! 🍫
“Mom, don’t clean that up! It’s our lab!” “Mom, don’t clean that up! It’s our lab!” 🔬👩‍🔬🧪
Learning about India by playing Snakes and Ladders Learning about India by playing Snakes and Ladders. 🇮🇳🐘🐅
Zoom cooking class. Making fruit salad. 👩‍🍳 🍉 🥄
“Look mom! I have seaweed sandals! This is what “Look mom! I have seaweed sandals!  This is what mermaids wear!” 🥰🧜🏽‍♀️🏖
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