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Two Cultures, One Life

money and budgeting tips, mom hacks

Independent Kids

Comfort Zone Challenge: 60+ Ways To Get Out and Be Brave!

by Maria

Shoes standing on the pavement inside a half circle that has the words "comfort zone". Outside of the circle are 3 question marks.

Do you need to step out of your comfort zone? (Hint: The answer is Yes!) Then, take the Comfort Zone Challenge! Why Is It Hard to Leave Your Comfort Zone? You feel comfy and safe. Your anxiety is low. You have little stress. In short, you feel very comfortable! However, growth doesn’t happen unless you […]

Filed Under: Independent Kids, Mom Life

How to Make Budgeting Fun! 12 Awesome Tips!

by Maria

A pink piggy bank with a smile is wearing blue sunglasses.

Do you hate budgeting? Are you wondering how to make budgeting fun? Then you need to look at these very simple tips and start having fun with your money today! I know what you are thinking… there is no way that budgeting is fun. But, wait! Think of how little kids make all kinds of […]

Filed Under: Budgeting, Money & Budgeting, Money Tips, Money-Smart Kids

Yes Day Ideas: Crazy Things for You and Your Kids To Do!

by Maria

Two girls are sitting in a mud puddle and playing.

Are you ready for a Yes Day Challenge? Here are some super fun Yes Day ideas (plus a few ground rules you might want to lay down first)! Are you ready to throw out the rules and let your kids take over? It sounds absolutely crazy, right? Welcome to Yes Day! (This post contains some […]

Filed Under: Family Life, Parenting Tips

Cash Envelope Category Ideas

by Maria

A yellow envelope with several $100 bills sticking out of it.

Are you ready to try cash envelopes and get your budget in order? Here are some cash envelope category ideas for you to use! I understand that it can be hard to get a handle on your finances and curb your spending, especially if you struggle in certain areas of spending and don’t know what […]

Filed Under: Frugal living tips, Money & Budgeting, Money Tips, Money-Smart Kids

Single Mom Tips

by Maria

A woman is holding a smart phone in one hand and writing in a planner with the other.

Being a single mom is hard! Make your life easier with these practical, helpful single mom tips. When I was first faced with idea that I would soon be a single mom, I was terrified. I felt scared and overwhelmed. If you are just starting out on the road to single mom life, then you […]

Filed Under: Mom Hacks, Mom Life, Parenting Tips, Single mom life

Single Mom Routine – The Easy Way!

by Maria

A mom uses a vacuum to clean a mess on the floor while a young girl watches.

Are you a single, working mom struggling to keep things together? Here are some practical daily life tips for single moms to create a single mom routine that works. As a single mom of 2 little girls, I know that life can be hard. Single moms often have to play the role of both mom […]

Filed Under: Mom Life, Mom Self-Care, Parenting Tips, Single mom life

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Hi! I’m Maria

I know how hard it is to be a single mom - or a working mom, or even just a mom in general!

I read for all the tips I can get, and if I can offer any of you some encouragement along your journey, well...that's my goal!

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twoculturesonelife

Hey! I’m a mom to 2 sweet, biracial little girls. Managing a simple, multi-cultural, faith-filled life! ❤️

Maria
Hot cocoa bar to start off Advent! 🍫 Hot cocoa bar to start off Advent! 🍫
“Mom, don’t clean that up! It’s our lab!” “Mom, don’t clean that up! It’s our lab!” 🔬👩‍🔬🧪
Learning about India by playing Snakes and Ladders Learning about India by playing Snakes and Ladders. 🇮🇳🐘🐅
Zoom cooking class. Making fruit salad. 👩‍🍳 🍉 🥄
“Look mom! I have seaweed sandals! This is what “Look mom! I have seaweed sandals!  This is what mermaids wear!” 🥰🧜🏽‍♀️🏖
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