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Two Cultures, One Life

money and budgeting tips, mom hacks

Money Tips

4 Things You Save When You Declutter

by Maria

4 things you save when you declutter

Do you feel overwhelmed as a new mom (or a mom of several little people)? Decluttering can help you save in 4 major areas in your life! A few months before I became a mom for the first time, I remember I received a LOT of stuff.  Baby clothes, toys, newborn items, diapers, and much […]

Filed Under: Mom Life, Money & Budgeting, Money Tips, Organization

Teaching Teens About Money: 11 Important Tips

by Maria

How to teach budgeting to teens: an easy guide

Do you want to teach your teenagers about money, but don’t know where to start? Here are some simple money management lessons to teach your teens about money. How to teach teens (and preteens) about money management: 11 important tips Teaching teens about money management and budgeting skills should be one of the most important […]

Filed Under: Mom Life, Money Tips, Money-Smart Kids, Parenting Tips

Christmas Gifts on a Budget

by Maria

Christmas gifts on a budget

You don’t have to spend a lot (or even anything!) to have a meaningful holiday season with your family and friends.  Here are 7 tips to help plan meaningful Christmas gifts on a budget. Set a budget. Make a list of everyone that you think needs a gift from you or your family this season. […]

Filed Under: Mom Life, Money & Budgeting, Money Tips

Teaching Young Children about Money: 6 Easy Tips

by Maria

6 Easy Steps to Teaching Young Children about Money

You can’t wait until your kids are teens to start teaching them about money. Here are some simple tips for teaching young children about money. Do you think that you shouldn’t bother trying to explain money to small children? A study found that money habits are set in children by the time they are 7 […]

Filed Under: Mom Life, Money Tips, Money-Smart Kids, Parenting Tips

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Hi! I’m Maria

I know how hard it is to be a single mom - or a working mom, or even just a mom in general!

I read for all the tips I can get, and if I can offer any of you some encouragement along your journey, well...that's my goal!

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twoculturesonelife

Hey! I’m a mom to 2 sweet, biracial little girls. Managing a simple, multi-cultural, faith-filled life! ❤️

Maria
Hot cocoa bar to start off Advent! 🍫 Hot cocoa bar to start off Advent! 🍫
“Mom, don’t clean that up! It’s our lab!” “Mom, don’t clean that up! It’s our lab!” 🔬👩‍🔬🧪
Learning about India by playing Snakes and Ladders Learning about India by playing Snakes and Ladders. 🇮🇳🐘🐅
Zoom cooking class. Making fruit salad. 👩‍🍳 🍉 🥄
“Look mom! I have seaweed sandals! This is what “Look mom! I have seaweed sandals!  This is what mermaids wear!” 🥰🧜🏽‍♀️🏖
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