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Two Cultures, One Life

money and budgeting tips, mom hacks

Frugal living tips

How Much Money Should You Have Left After Bills

by Maria

Coins are spilling out of a clear glass jar that is laying on it's side.

Do you want to escape the paycheck to paycheck cycle of living? How much money should you have left after bills? Here are some helpful tips to get you started and give you an idea of how much money you should be striving to save! Do you want to get out of the paycheck to […]

Filed Under: Frugal living tips, Money & Budgeting, Money Tips

20+ Creative, Inexpensive Thank You Gift Ideas for Anyone!

by Maria

practical gifts for single moms

Are you looking for inexpensive thank you gift ideas? Here are some really neat ways to show your appreciation without spending a ton of money! Everyone loves to be appreciated! You don’t have to give an expensive gift card or item to show your appreciation. Try one of these inexpensive thank you gift ideas instead! […]

Filed Under: Frugal living tips, Gift Guides

Why Can’t I Save Money? (Plus 6 Solutions!)

by Maria

Two hands opening a wallet that is empty.

Do you ever wonder: why can’t I save money? Here are 15 reasons why you can’t save money, and 6 things you can do to change that! Are you frustrated with your financial life? Are you struggling to make ends meet? Do you wonder why you can’t seem to save any money? Maybe you learned […]

Filed Under: Frugal living tips, Money & Budgeting, Money Tips

How to Make an Extra $1000 a Month (20+ ideas for 2023)

by Maria

A close up of a man holding a bunch of $100 bills spread out in a fan.

Whether you need money to pay off debt or save for a big financial goal, here are some great ideas on how to make an extra $1000 a month! If you are living on a tight budget or barely making it paycheck-to-paycheck each month, then you are probably looking for ways to decrease your expenses […]

Filed Under: Frugal living tips, Money & Budgeting, Money Tips

Tips for Living on a Tight Budget Successfully!

by Maria

A close of up of hands holding $100 bills.

Want to save some money and live a better life? Follow these tips for living on a tight budget! Living on a tight budget doesn’t mean complete deprivation or that you won’t be able to work hard to get out of the paycheck to paycheck cycle. If your budget is tight, you can work hard […]

Filed Under: Budgeting, Frugal living tips, Money & Budgeting, Money Tips, Single mom life

Frugal Living Tips to Save Lots of Money! (2023)

by Maria

A notebook is open with the words "Frugal living" in black ink written on one page. Next to the notebook are a calculator, a glass jar on its side filled with $10 and $5 bills, a clock, and a $10 and $5 bill on laying flat on the table.

We all want to save money. Check out these practical, helpful frugal living tips and start saving money now! As a single mom of 2 small kids, I understand the importance of saving money and living a frugal lifestyle! Living frugally does not mean that I don’t have enough money to pay my bills, or […]

Filed Under: Frugal living tips, Money & Budgeting, Money Tips

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Hi! I’m Maria

I know how hard it is to be a single mom - or a working mom, or even just a mom in general!

I read for all the tips I can get, and if I can offer any of you some encouragement along your journey, well...that's my goal!

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twoculturesonelife

Hey! I’m a mom to 2 sweet, biracial little girls. Managing a simple, multi-cultural, faith-filled life! ❤️

Maria
Hot cocoa bar to start off Advent! 🍫 Hot cocoa bar to start off Advent! 🍫
“Mom, don’t clean that up! It’s our lab!” “Mom, don’t clean that up! It’s our lab!” 🔬👩‍🔬🧪
Learning about India by playing Snakes and Ladders Learning about India by playing Snakes and Ladders. 🇮🇳🐘🐅
Zoom cooking class. Making fruit salad. 👩‍🍳 🍉 🥄
“Look mom! I have seaweed sandals! This is what “Look mom! I have seaweed sandals!  This is what mermaids wear!” 🥰🧜🏽‍♀️🏖
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