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Two Cultures, One Life

money and budgeting tips, mom hacks

Frugal living tips

Delicious Dirt Cheap Meals On a Very Tight Budget

by Maria

2 Tortillas, 5 tomatoes, and 3 tacos on a cutting board.

When you are broke or living on a very tight budget here are some fabulous dirt cheap meals that you can enjoy! When money is very tight and you are wondering how to pay all your bills, you still need to eat. Food is a necessity and one of the biggest expenses each month for […]

Filed Under: Food, Frugal living tips, Money Tips

Cheap Food to Buy when Broke – 40+ items

by Maria

A piece of paper with a shopping list and 2 $100 bills and coins.

Are you on a very tight budget and struggling to buy groceries? Here is a helpful list of cheap food to buy when broke! No matter how little money you have at the end of the month, you still need to eat! If you are having financial struggles during these difficult times (what with the […]

Filed Under: Food, Frugal living tips, Money & Budgeting, Money Tips

Envelope Challenge: Start the 100 Envelope Challenge and Save $5000 Fast!

by Maria

An open envelope with a fan of $100 bills sticking out.

Do you want a quick, simple way to save $5000 fast? Then try the 100 Envelope Challenge! Are you a spender and you don’t know how to save? Do you struggle with budgeting and want to put away some extra money? Would you simply like a fun way to add an extra couple thousand dollars […]

Filed Under: Budgeting, Frugal living tips, Money & Budgeting, Money Tips

How to Save 10000 a Year

by Maria

Do you need or want to save a serious amount of money? Here’s how you can save 10000 a year! Are you interested in saving a little bit of extra cash? How about a thousand dollars? What about $10,000 dollars? Whether you want to save a few hundred or an extra 10K, you can use […]

Filed Under: Budgeting, Frugal living tips, Money & Budgeting, Money Tips

10000 savings challenge in 52 weeks!

by Maria

A large glass jar with the label "Savings" is filled to the brim with coins.

Do you want to save more money now? Join the 10000 savings challenge and start building wealth today! Are you ready to save some money? How about $10,000? Saving money is hard, especially if you haven’t saved money before and don’t know where to start. Many people have joined the 52-week money challenge, where you […]

Filed Under: Frugal living tips, Money & Budgeting, Money Tips

Cash Envelope Category Ideas

by Maria

A yellow envelope with several $100 bills sticking out of it.

Are you ready to try cash envelopes and get your budget in order? Here are some cash envelope category ideas for you to use! I understand that it can be hard to get a handle on your finances and curb your spending, especially if you struggle in certain areas of spending and don’t know what […]

Filed Under: Frugal living tips, Money & Budgeting, Money Tips, Money-Smart Kids

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Hi! I’m Maria

I know how hard it is to be a single mom - or a working mom, or even just a mom in general!

I read for all the tips I can get, and if I can offer any of you some encouragement along your journey, well...that's my goal!

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twoculturesonelife

Hey! I’m a mom to 2 sweet, biracial little girls. Managing a simple, multi-cultural, faith-filled life! ❤️

Maria
Hot cocoa bar to start off Advent! 🍫 Hot cocoa bar to start off Advent! 🍫
“Mom, don’t clean that up! It’s our lab!” “Mom, don’t clean that up! It’s our lab!” 🔬👩‍🔬🧪
Learning about India by playing Snakes and Ladders Learning about India by playing Snakes and Ladders. 🇮🇳🐘🐅
Zoom cooking class. Making fruit salad. 👩‍🍳 🍉 🥄
“Look mom! I have seaweed sandals! This is what “Look mom! I have seaweed sandals!  This is what mermaids wear!” 🥰🧜🏽‍♀️🏖
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