• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
  • Mom Life
    • Single mom life
    • Mom Hacks
    • Family Life
    • Gift Guides
  • Money & Budgeting
    • Frugal Living
    • Money Tips
    • Budgeting
  • Independent Kids
    • Money-Smart Kids
    • Parenting Tips
  • About Me
    • Privacy Policy
    • Disclosures
  • SHOP

Two Cultures, One Life

money and budgeting tips, mom hacks

Frugal living tips

Intentional Spending: What Is It and Why It’s Important!

by Maria Leave a Comment

A woman is holding a fan of $100 bills in front of her nose and mouth.

If you don’t have access to endless wealth, then intentional spending is what you need! What exactly is intentional spending and what does it mean for you? If you are reading this, I bet that you don’t have heaps of extra cash lying around. You are probably trying to focus on budgeting and spending with […]

Filed Under: Budgeting, Frugal living tips, Money & Budgeting

Bucket List for Families – 100+ Awesome, Fun & Crazy Ideas!

by Maria

A sheet of paper saying "Bucket list" is next to a wallet with money sticking out, a camera, a seashell, a swimsuit and a straw hat.

Do you want to have fun and make long-lasting memories with your family? Start by creating a bucket list for families! What is a Bucket List? The idea of a bucket list came from the term “kick the bucket,” a slang phrase meaning “die.” So, a bucket list would be a list of things you […]

Filed Under: Family Life, Frugal living tips, Mom Life

No Spend Weekend: 75+ Fun Ideas for The Whole Family!

by Maria

A man and a young boy are sitting in a camping chair next to a yellow tent by the side of a lake.

Do you want to try a no spend weekend? Here are 75+ fabulously free no spend ideas for you and your family! My 2 kids are excellent at wanting to spend nearly the entire weekend at home just playing with their toys and each other. I’m kind of a homebody myself, but there are also […]

Filed Under: Family Life, Frugal living tips, Money & Budgeting, Money Tips

Frugal Christmas Budget: How to Plan Well, Save Money, and Cultivate Joy!

by Maria

A calculator with a blue post-it note on it that says "Budget" is next to a blue piggy bank wearing a Santa hat and a red box with a white bow tied around it.

Having a frugal Christmas budget means you are mindful of what and how you spend. Here are some tips to make the most of Christmas (even on a tight budget!) Christmas happens every year, but it should not be a reason to go into debt (or add on to it). If you are worried about […]

Filed Under: Budgeting, Frugal living tips, Money & Budgeting, Money Tips

How to Get Ahead Financially When You are Behind – 13 Important Steps

by Maria

A sack of envelopes with past due and final notice printed on them.

Are you struggling with your bills and payments, but really want to start saving money instead? Here’s how to get ahead financially when you are behind! Are you struggling and currently behind on bills? Do you wonder how you will be able to catch up? Would you like to get ahead? I know it can […]

Filed Under: Frugal living tips, Money & Budgeting, Money Tips

Cheap Ways to Live – How to Cut Costs and Save Money!

by Maria

A young woman is smiling and holding a pink piggy bank with glasses next to her cheek.

Check out these cheap ways to live and relieve yourself of financial stress! Are you looking for ways to live cheaply and save some more money? Do you want to cut costs? I understand! During and right after my divorce, I was struggling financially and desperately needed to cut costs and save some money (and […]

Filed Under: Frugal living tips, Money Tips

  • Go to page 1
  • Go to page 2
  • Go to page 3
  • Interim pages omitted …
  • Go to page 6
  • Go to Next Page »

Primary Sidebar

Hi! I’m Maria

I know how hard it is to be a single mom - or a working mom, or even just a mom in general!

I read for all the tips I can get, and if I can offer any of you some encouragement along your journey, well...that's my goal!

read more about me »
  • Facebook
  • Instagram
  • Pinterest

As an Amazon Associate, I earn from qualifying purchases.

Newsletter

Privacy & Cookies: This site uses cookies. By continuing to use this website, you agree to their use.
To find out more, including how to control cookies, see here: Cookie Policy

Footer

twoculturesonelife

Hey! I’m a mom to 2 sweet, biracial little girls. Managing a simple, multi-cultural, faith-filled life! ❤️

Maria
Hot cocoa bar to start off Advent! 🍫 Hot cocoa bar to start off Advent! 🍫
“Mom, don’t clean that up! It’s our lab!” “Mom, don’t clean that up! It’s our lab!” 🔬👩‍🔬🧪
Learning about India by playing Snakes and Ladders Learning about India by playing Snakes and Ladders. 🇮🇳🐘🐅
Zoom cooking class. Making fruit salad. 👩‍🍳 🍉 🥄
“Look mom! I have seaweed sandals! This is what “Look mom! I have seaweed sandals!  This is what mermaids wear!” 🥰🧜🏽‍♀️🏖
Follow on Instagram

Pages

  • About Me
  • California Consumer Privacy Act (CCPA) Policy
  • Disclosures
  • Do Not Sell My Personal Information
  • Privacy Policy
  • Terms of Use

Two Cultures, One Life © 2023 ♦ Design by 259 West