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Two Cultures, One Life

how to raise successful kids!

Household

Envelope Challenge: Start the 100 Envelope Challenge and Save $5000 Fast!

by Maria Leave a Comment

An open envelope with a fan of $100 bills sticking out.

Do you want a quick, simple way to save $5000 fast? Then try the 100 Envelope Challenge! Are you a spender and you don’t know how to save? Do you struggle with budgeting and want to put away some extra money? Would you simply like a fun way to add an extra couple thousand dollars […]

Filed Under: Frugal living tips, Money, Money-Smart Kids

How to Save 10000 a Year

by Maria Leave a Comment

Do you need or want to save a serious amount of money? Here’s how you can save 10000 a year! Are you interested in saving a little bit of extra cash? How about a thousand dollars? What about $10,000 dollars? Whether you want to save a few hundred or an extra 10K, you can use […]

Filed Under: Frugal living tips, Money

10000 savings challenge in 52 weeks!

by Maria

A large glass jar with the label "Savings" is filled to the brim with coins.

Do you want to save more money now? Join the 10000 savings challenge and start building wealth today! Are you ready to save some money? How about $10,000? Saving money is hard, especially if you haven’t saved money before and don’t know where to start. Many people have joined the 52-week money challenge, where you […]

Filed Under: Frugal living tips, Money, Money-Smart Kids

Cash Envelope Category Ideas

by Maria

A yellow envelope with several $100 bills sticking out of it.

Are you ready to try cash envelopes and get your budget in order? Here are some cash envelope category ideas for you to use! I understand that it can be hard to get a handle on your finances and curb your spending, especially if you struggle in certain areas of spending and don’t know what […]

Filed Under: Frugal living tips, Household, Money, Money-Smart Kids

How Much Money Should You Have Left After Bills

by Maria

Coins are spilling out of a clear glass jar that is laying on it's side.

Do you want to escape the paycheck to paycheck cycle of living? How much money should you have left after bills? Here are some helpful tips to get you started and give you an idea of how much money you should be striving to save! Do you want to get out of the paycheck to […]

Filed Under: Frugal living tips, Money

Why Can’t I Save Money? (Plus 6 Solutions!)

by Maria

Two hands opening a wallet that is empty.

Do you ever wonder: why can’t I save money? Here are 15 reasons why you can’t save money, and 6 things you can do to change that! Are you frustrated with your financial life? Are you struggling to make ends meet? Do you wonder why you can’t seem to save any money? Maybe you learned […]

Filed Under: Frugal living tips, Money

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Hi! I’m Maria

I know how hard it is to be a single mom - or a working mom, or even just a mom in general!

I read for all the tips I can get, and if I can offer any of you some encouragement along your journey, well...that's my goal!

read more about me »
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twoculturesonelife

Hey! I’m a mom to 2 sweet, biracial little girls. Managing a simple, multi-cultural, faith-filled life! ❤️

Maria
“Mom, don’t clean that up! It’s our lab!” “Mom, don’t clean that up! It’s our lab!” 🔬👩‍🔬🧪
Learning about India by playing Snakes and Ladders Learning about India by playing Snakes and Ladders. 🇮🇳🐘🐅
Zoom cooking class. Making fruit salad. 👩‍🍳 🍉 🥄
“Look mom! I have seaweed sandals! This is what “Look mom! I have seaweed sandals!  This is what mermaids wear!” 🥰🧜🏽‍♀️🏖
Social-distance beach fun. 🌥🏝 Social-distance beach fun. 🌥🏝
Quarantine games. Catan Jr. Making lemonade out o Quarantine games. Catan Jr.  Making lemonade out of lemons. 😷😄
First motorcycle ride with Uncle! And when she ca First motorcycle ride with Uncle!  And when she came back she said “Again! Again!” 🥰
Enjoying an Indian breakfast (idli) 😋 Enjoying an Indian breakfast (idli) 😋
When your almost 3 year old insists on painting he When your almost 3 year old insists on painting her nails by herself! 😬😍
Snow days are always fun 🥰 Snow days are always fun 🥰
My 2.5 year old sous-chef. And our very impromptu My 2.5 year old sous-chef. 
And our very impromptu Jesse tree for advent (I kept putting it off because I wanted it to be “perfect” - turns out my 4.5 year old was simply delighted to just cut the pieces out and put them on the wall by herself!)
Pumpkin fun 🎃 🎃 Pumpkin fun 🎃 🎃
Playing Battle Sheep with my 4 year old 🥰 Playing Battle Sheep with my 4 year old 🥰
Exploring the tide pools while camping... 🏕 🌊 🐟
When you turn your back for what seems like just a When you turn your back for what seems like just a minute...my 4 year old and cornstarch! 😱😫😂
Celebrating the last bit of summer with homemade i Celebrating the last bit of summer with homemade ice cream from fresh picked blackberries! Yum! 😋
Our well-balanced breakfast... 😉 Our well-balanced breakfast... 😉
Rainy day foot painting art 😂 Rainy day foot painting art 😂
Afternoon tea parties are the best! ☕️ 🍵 🎉
Rainy day indoor art on the floor 🌧 ☔️ ☁️
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